Wasteful spending

Yet more evidence that actually many people aren't better at spending their own money than Governments.

http://www.dailymail.co.uk/news/article-2675878/We-waste-14bn-unused-direct-debits-Typical-family-spends-70-month-items-no-longer-need-use.html

This is probably the tip of the iceburg.  How many millions have a poor deal on their mobile phone, on their

While their is plenty of joy for the canny bargain hunter most people tend to adopt differnent strategies for buying products - such as always buying the cheapest, most expensive, the one recommend, the branded one, etc

how the tax system works or doesn't work ! spend £4750 and get £5000 a year for life

http://www.telegraph.co.uk/finance/personalfinance/pensions/9975266/Invest-4750-receive-5000-every-year-for-life.html